Among the many challenges that part-time, or contingent faculty
face, health care benefits, or rather, the lack thereof, has been
one of the most significant.
According to Bloomberg, healthcare is the leading cause of
bankruptcy in the United States, and in spite of the passage of
the Affordable Care Act,
aka Obamacare, in March 2010, the number of bankruptcies
attributed to healthcare costs tripled in 2017, while the general
rate of bankruptcies fell overall.