The Affordable Care Act has made it possible for some previously uninsured part-time faculty to get healthcare coverage. For others, coverage has become more affordable. Available subsidies, along with customizable combinations of premiums and deductibles, may make going on the exchange worthwhile.

If your district makes healthcare available to you, are you better off using it or finding a new plan on the exchange? Given the sheer number of variables, individuals should do as much number-crunching as possible for multiple plausible scenarios, factoring in their income, age, and both short-term and long-term health-related needs.

> Visit Covered California’s interactive website to see which options are available for you in the 2015 coverage year. Open enrollment for 2015 will begin this fall.